Dependable bridge loan brokers
Find the best bridging loan home loan for you with your own personalised mortgage broker
Online application
Loans that serve you
not the lender
No service fee
We'll Find the most suitable bridging loan for you
Our expert brokers collaborate with a network of 10+ trusted lenders to offer a variety of bridging loan options tailored to your financial goals. From start to finish, we’re by your side. Making the bridging process straightforward and stress-free. And best of all, you won’t pay a cent in broker fees.
Typical Loan Term
Most bridging loans last 6 to 12 months, giving you breathing room while you sell your existing home — with extra flexibility if you’re building.
Combined Financing
The lender takes over your current mortgage and also finances your next purchase. The total amount owed during this time is called Peak Debt.
Flexible Repayments
Repayments are usually interest-only, and many lenders allow you to capitalise the interest — meaning no repayments until your home sells.
Selling Your Existing Property
Once your current home is sold, the profits (after selling costs) go straight toward reducing your bridging loan. From there, you can transition into a regular home loan if needed.
Our simple 4-step Process
Flexible Repayments
Tell us a bit about your situation, i.e., finances and needs
Selling Your Existing Property
We scan 10+ top-tier lenders and multiple bridging loan options to find the ones that match your timeline, goals, and financial setup.
Flexible Repayments
Our brokers give you honest, tailored guidance. So you can feel confident choosing the best solution for your move.
Selling Your Existing Property
From pre-approval to settlement, your dedicated advisor is with you every step. at no cost to you.
Positives & negatives of a bridging loan
Quick Access to Funds,
Ideal when time is tight in Australia’s fast-moving property market
Buy Before You Sell
Secure your new property first without waiting to sell your current one.
Avoid Temporary Accommodation,
No need to rent or move twice. skip the stress and expense.
Offset Account Options
Some lenders offer offset features to help reduce overall interest.
Higher Interest & Fees
Rates are generally higher than standard home loans, there may be extra costs.
Risk of Mortgage Stress
Managing two loans at once can stretch your finances if not planned carefully.
Delayed Sale = Higher Risk
If your current property takes longer to sell, it can impact your repayment strategy.
Limited Flexibility
The short-term nature of bridging loans means tighter timeframes and less wiggle room.
What is a bridging loan
A bridging loan acts as a dependable financial safety net, giving you the confidence to buy your next property before your current one sells. It bridges the gap, so you don’t have to rush decisions or miss out on the right home.
Use our easy Bridging Loan Calculator to get a clear estimate of your repayments and interest costs — plan ahead with certainty.
Why Choose John Weeks Finance?
Our team of mortgage specialists works with a wide network of lenders across Australia to give you access to a variety of bridging loan options. We'll help you find the one that fits your finances and goals.
You’ll have a dedicated mortgage advisor supporting you from start to finish, simplifying the process, cutting through the jargon, and giving you clear, honest guidance every step of the way.
And the best part? We don’t charge any broker fees. Our service is completely free.
Frequently asked questions
How does a bridging loan work?
A bridging loan provides short-term funding to cover the gap between purchasing a new property and selling an existing one.
It allows buyers to proceed with a purchase before settlement of their current home.
What’s the typical length of a bridging loan in Australia?
Most bridging loans range from 6 to 12 months. The exact term varies depending on the lender and your circumstances, such as how long it may take to sell your current property.
How can a mortgage broker help me secure the right loan?
A mortgage broker assists in comparing loan products from different lenders, handling paperwork, and navigating lending policies. They aim to match borrowers with loans that meet their financial and property goals.
What makes bridging loans different from standard home loans?
Bridging loans are usually short-term and interest-only, intended to cover a temporary financing gap. Traditional home loans are long-term with principal and interest repayments, structured for sustained borrowing.
Are there any extra fees or costs with bridging finance?
Yes. Bridging finance may include higher interest rates, upfront fees, valuation charges, and legal costs. These vary by lender and are typically disclosed in the loan agreement.
What do I need to apply for a bridging loan?
Lenders generally require income verification, identification, property details, and a contract of sale. Some may also request information about your repayment strategy or sale timeline.
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